API offers one of the only bank-sponsored and regulatory approved card-present PIN-based Debit solutions.
Debit Specific Options
PIN-Based Debit is tailored to fit the needs of check cashing and installment loan locations.
Bank-sponsored and regulatory approved card-present PIN-based debit solutions.
PIN-based EMV Ready Terminals
Decreasing your chargeback liability on debit transactions
Multiple Bank Sponsorship
Significantly reduce your risk of being shut down with our multi bank backing.
EMV ready terminals
No chargeback threshold
Least cost routing
Accept EBT with our PIN Debit terminals
Reduce PCI scope
• Per network rules and regulations card-present transactions must be inserted, decreasing your liability for chargebacks.
• Decrease fraud and chargeback exposure with our debit solution, which is considered one of the safest transaction types.
• Our least cost routing program saves our merchants money by running the transactions on the least expensive debit networks first.
• Reduce your PCI scope by keeping yourself free of any card data or keyed card numbers.
Which payment solution is right for you?
Contact us for a free consultation or to purchase a payment processing solution today.
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