Insights

Apriva Enters The Mobile Wallet Arena

November 30, 2011

Apriva has launched Apriva Wallet, an m-commerce platform for its network of independent sales organizations and merchant acquirers that enables consumers to make payments via Android and iPhone devices. Apriva Wallet is available for download at any participating retailer when consumers supply their mobile number at the point of sale. The platform is compatible with…

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Google Wallet now available through ECS

November 30, 2011

The mobile revolution continues to grow exponentially. Millions of Americans no longer need their leather wallets with Google Wallet—a mobile app that securely stores credit cards, offers, gift cards and more on your mobile phone. This virtual wallet is changing the face of commerce by enabling customers to simply make “tap and go” payments with…

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Head of Consumer Financial Protection Bureau Named

November 30, 2011

President Barack Obama has used his recess appointment powers to install Richard Cordray as head of the new Consumer Financial Protection Bureau (CFPB), effectively enabling the agency to monitor payday lenders, credit bureaus, and utilize all of the powers given to it under the Dodd-Frank law. Without a director at the helm, the agency was…

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The U.S. and EMV

November 30, 2011

The United States is the last substantial market to resist widespread adoption of the EMV chip and pin standard, but over the past year, the outlook for EMV has improved significantly, with backing from Visa, and to some extent, MasterCard. That’s caused Gemalto, a payments technology firm headquartered in Europe and a proponent of smart…

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What is EMV?

November 15, 2011

EMV® is a global standard for credit and debit payment cards based on chip card technology. As of Q3 2011, there were more than 1.34 billion EMV compliant chip-based payment cards in use worldwide. EMV chip-based payment cards, also known as smart cards, contain an embedded microprocessor, a type of small computer. The microprocessor chip…

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ATMs and the ADA

March 15, 2011

The United States Department of Justice published its revised rules implementing the Americans with Disabilities Act. Official publication is one of the last steps on a very long road leading to new ADA regulations for both public and private entities on a diverse set of issues including Talking ATMs, ticketing for accessible seating, effective communication,…

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