Insights

ECS offers Kount fraud prevention and detection to customers

Kount delivers an all-in-one fraud and risk management solution for companies that have card-not-present environments looking to simplify their fraud/risk operations while dramatically improving bottom line results. Kount provides a single, turnkey fraud solution that...

read more

ECS offers Retail Fraud Manager® to customers

To spot fraud, retailers have long relied on the unmatched depth and breadth of data, powerful analytics and exclusive data-linking technology available through LexisNexis®. Now, those advantages are rolled into a robust, highly accessible fraud management solution...

read more

Durbin Amendment Debit Fees Hurt Small Merchants

Retailers are taking other steps to protect their profit margins from swipe fees. For instance, a Georgia coffee shop will sell customers $5 gift cards and deduct the value of their purchases from their cards, or will open tabs for customers who plan to stay for an...

read more

Holiday Online Purchases

The strong increases in online payment transactions noticed by merchant acquirers and others in November continued through the entire holiday shopping season, according to recently released data. Leading e-commerce acquirer First Data reported on Thursday (1/5/2012)...

read more

PCI Compliance is working

The 7-year-old Payment Card Industry data-security standard (PCI) is proving its effectiveness in preventing data breaches among small merchants, according to a survey of payments-industry acquirers set to be released next week. The survey, cosponsored by ControlScan...

read more

Effects of Durbin Amendment

Debit cards will remain popular with consumers, but the Durbin Amendment will take as much as three percentage points off its annual growth rate over the next five years, according to a new analysis from First Annapolis Consulting Inc. Some transactions that might...

read more

ACH Payments grow

The financially struggling U.S. Postal Service is bemoaning the accelerating shift by consumers away from sending everything from Christmas cards to bill payments by physical mail. But, on the other side of the coin, new data confirm that the automated clearing house...

read more

Apriva Enters The Mobile Wallet Arena

Apriva has launched Apriva Wallet, an m-commerce platform for its network of independent sales organizations and merchant acquirers that enables consumers to make payments via Android and iPhone devices. Apriva Wallet is available for download at any participating...

read more

Google Wallet now available through ECS

The mobile revolution continues to grow exponentially. Millions of Americans no longer need their leather wallets with Google Wallet—a mobile app that securely stores credit cards, offers, gift cards and more on your mobile phone. This virtual wallet is changing the...

read more

Head of Consumer Financial Protection Bureau Named

President Barack Obama has used his recess appointment powers to install Richard Cordray as head of the new Consumer Financial Protection Bureau (CFPB), effectively enabling the agency to monitor payday lenders, credit bureaus, and utilize all of the powers given to...

read more

The U.S. and EMV

The United States is the last substantial market to resist widespread adoption of the EMV chip and pin standard, but over the past year, the outlook for EMV has improved significantly, with backing from Visa, and to some extent, MasterCard. That’s caused Gemalto, a...

read more

What is EMV?

EMV® is a global standard for credit and debit payment cards based on chip card technology. As of Q3 2011, there were more than 1.34 billion EMV compliant chip-based payment cards in use worldwide. EMV chip-based payment cards, also known as smart cards, contain an...

read more

ATMs and the ADA

The United States Department of Justice published its revised rules implementing the Americans with Disabilities Act. Official publication is one of the last steps on a very long road leading to new ADA regulations for both public and private entities on a diverse set...

read more

Need advanced Industry Insights?

Subscribe to our mailing list and receive news and insights from US Alliance Group